You've avoided your favorite coffee shop, done an at-home
pedicure and even bought, gasp, store brand cereal. Since these
cost-cutting measures have been relatively painless, here are a few
other easy ways to pinch pennies.
- Borrow books and CDs from the library. Most
libraries are well-stocked and allow you to reserve new and
upcoming titles online.
- Swap your mouse for your car. We all need to
run errands, but those quick, daily jaunts to the drugstore or mall
can really guzzle gas. Save money-and the planet-by buying
everything from shoes and music to office supplies and
- Be a savvy shopper. Say goodbye to coupon
clipping. Online communities likefatwallet.com
find special offers and rebate information for you. Also, ask about
loyalty programs at your favorite stores.
- Bank better. Cut costs by skipping stamps
needed to mail bills. Many banks offer free online payment
services. Electronic bill payment allows you to avoid late fees and
better organize your finances.